Immediate Needs Care Annuity

Are you worried about running out of money to cover care costs? A Paladin Advice Immediate Needs Care Annuity ensures you or your loved one receives a guaranteed lifetime income, preventing financial shortfalls while maximising tax efficiency. With the ability to link payments to inflation and protect capital, this solution provides peace of mind, ensuring funds last no matter how long care is needed.
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Rated Excellent
TrustScore4.822,451 reviews on Trustpilot

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Are you worried about running out of money to cover care costs? A Paladin Advice Immediate Needs Care Annuity ensures you or your loved one receives a guaranteed lifetime income, preventing financial shortfalls while maximising tax efficiency. With the ability to link payments to inflation and protect capital, this solution provides peace of mind, ensuring funds last no matter how long care is needed.

Guaranteed Lifetime Income

Ensures care costs are covered without the risk of funds running out.

Tax Efficiency

Payments made directly to a registered care provider are tax-free, saving up to 40% in tax.

IHT Mitigation

Funds used for the annuity are removed from the taxable estate immediately.

Customisable Options

Inflation-linked payments and capital protection to pass on remaining funds to beneficiaries.

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What our customers say

Independent reviews collected by Trustpilot.

Excellent customer service, the staff were very helpful explaining about every walker that was for sale, explained what would be suitable for my needs, highly recommend.

LLaura
Oct 1, 2026

Venue was well organised, presentation was very good, delivery was informative and friendly with plenty opportunity to contribute and ask questions. Informative and left me feeling I need to follow this learning up.

ggeorgie
Oct 1, 2026

Would highly recommend, I’ve used them for the last few years and couldn’t be happier, if you have any questions or concerns the staff are extremely knowledgeable and friendly..

JJune Proctor
Oct 1, 2026

I rang mark bates Ltd to continue my insurance after my free month and spoke to Emma and she was very informative and pleasant in her attitude even when I was waffling she explained the policy thoroughly and answered my questions satisfactorily and I was quite happy with my decision to continue with my insurance policy.

MMr Philip Cooper
Oct 1, 2026

A very professional organisation, providing me with all the information needed to arrange mobility scooter insurance, with ease.

DDavid
Oct 1, 2026

Very quick service. Very efficient.

AAudrey Suffolk
Oct 1, 2026

Very helpful company Very good communication

RRon phillips
Oct 1, 2026

It gives peace of mind if and when you need it.

DDonna Walker
Oct 1, 2026

When paperwork came through the post I didn't understand the paperwork so I phoned and spoke to a lovely lady she took me through the paperwork and did everything over the phone with she was very nice polite patient with me and really helpful i really enjoyed my experience

MMISS L BAMFORD
Oct 1, 2026

I find Mark Bates Ltd easy to deal with .Most times I call.I don’t have to queue for someone to talk to me.Their prices are very competitive and suit all my needs.Representatives are very friendly and knowledgeable it’s makes me feel comfortable knowing my insurance is in good hands.

GGeorge
Oct 1, 2026

Great customer service i even told my friends about Mark bates

MMiss Pauline Jackson
Oct 1, 2026

Calm amd precise manner you handle the information for the year and it's cover

MMrs Michele Jean Collington
Oct 1, 2026

Excellent service staff polite price just right

MMRSBRENDASNAPE
Oct 1, 2026

Great peace of mind knowing the insurance is there

SSocial Support Suffolk
Oct 1, 2026

At 86 not clever with new technology but this company so kind , patient and understanding. At a price I can afford. Thankyou

MMrs Brooks
Oct 1, 2026

Very good very happy for all the help with my mobility scooter insurance.

SSusan Mitchell
Sep 30, 2026

Easy to renew my policy.

MMrs Molly Bennetto
Sep 30, 2026

A good product for peace of mind

BBrian Collins
Sep 30, 2026

Took out mobility scooter insurance. Very easy and straightforward process with reasonable price. After experiencing delay with additional equipment for scooter which meant that I couldn’t use it for awhile, have been given two weeks of free insurance. Helpful, efficient and polite member of staff on the phone.

DDolly Sam
Sep 30, 2026

great service and price

SSAJJAD
Sep 30, 2026